Last updated: 7 August 2026
These terms govern your use of referencefee.com and the ReferenceFee application. The service is operated by ReferenceFee OÜ, Paavli tn 5a/1, Põhja-Tallinna, 10412 Tallinn, Estonia. By creating an account you accept these terms.
1. What the service is
ReferenceFee is a fee rebate service. When you register at a partner exchange through our referral link and connect your exchange user ID (UID), the exchange pays us an affiliate commission on the trading fees your account generates. We return a share of that commission to you.
We are not a broker, an exchange, a custodian or a financial advisor. We do not execute trades, hold your funds or give investment advice.
2. Eligibility
You must be at least 18 years old and legally able to enter into a contract. You must not use the service where doing so would breach the law that applies to you or the terms of the exchange concerned. You are responsible for confirming that you may lawfully trade crypto assets in your jurisdiction.
3. Your account
You give a valid email address and keep your login details confidential. You are responsible for activity under your account. Give us accurate information: an incorrect UID means the exchange cannot attribute your activity, and no rebate can be calculated.
4. How rebates are calculated and paid
Rebates are calculated from the commission the exchange reports to us for your UID. Rates differ by exchange and are set by the exchange under its affiliate programme, not by us. Payments are normally made daily in USDT to your account at the exchange concerned.
We can only pay what the exchange actually pays us. If an exchange reverses, withholds, adjusts or fails to report a commission — for example where it judges activity to be abusive, or where a referral is not recognised — the corresponding rebate may be reduced, delayed or withdrawn.
5. Rates and terms can change
Rebate rates, eligibility conditions and supported exchanges may change at any time, including because an exchange changes its own affiliate terms without notice to us. Figures shown on this website, including any calculator output, are estimates and not a promise of a specific amount.
6. Acceptable use
You must not create multiple accounts to obtain rebates you would not otherwise receive, use bots or automation to generate artificial volume solely to farm rebates, engage in wash trading or any conduct an exchange treats as abuse, or attempt to interfere with the security or operation of the service. We may suspend or close an account and withhold unpaid rebates where we reasonably believe this section has been breached.
7. What we do not promise
The service is provided “as is”. We do not warrant that it will be uninterrupted or error free, or that exchange reporting will always be accurate or timely. We are not responsible for the acts or omissions of any exchange, including changes to fees, suspension of accounts or refusal to pay commission.
8. Liability
Nothing in these terms limits liability that cannot lawfully be limited. Subject to that, we are not liable for trading losses, lost profits, or indirect or consequential loss. Our total liability to you in connection with the service is limited to the rebates payable to you in the three months before the event giving rise to the claim.
9. Ending the agreement
You may stop using the service and ask us to close your account at any time. We may suspend or end your access if you breach these terms or if we stop offering the service. Rebates already earned and properly payable remain payable, subject to section 4.
10. Changes to these terms
We may update these terms. The date at the top shows when they last changed. Continuing to use the service after a change means you accept the updated terms.
11. Governing law
These terms are governed by Estonian law, and the courts of Estonia have jurisdiction. If you use the service as a consumer, this does not deprive you of the protection of mandatory rules in your country of residence.
12. Contact
Questions about these terms: [email protected].